American Home Equity Required Documentation Checklist
In order to process your loan in a timely manner please supply copies of all applicable documents via fax to your loan consultant within the specified time requested.
Required documentation for all loan types:
- Recent mortgage statement or coupon for 1st and 2nd mortgage (if applicable)
- Note for 1st and 2nd mortgage (if applicable) (sample supplied)
- Homeowner’s insurance declaration page
- Signed Authorization Form (supplied by American Home Equity)
- Signed Formal Lock-In Agreement (supplied by American Home Equity)
If a salaried employee:
- Most recent paycheck stubs (30 days or 2 stubs)
- Last Years’ W-2 Form
If a commissioned employee:
- Last two (2) years’ personal Federal Income Tax returns (1040’s)
- Last two (2) years’ 1099’s
If self-employed:
- Last two (2) years’ personal Federal Income Tax returns (1040’s)
- Copy of business license
If there is a homeowner’s association (HOA):
- HOA statement including name, address, and phone number of HOA or Management Company
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